Author Archives : Mr WoW

Simple Start to 401k For Those That Don’t Care


Well, it’s that time again.  I’m finally eligible for the 401k at my new job.  This one isn’t nearly as terrible as the previous one.  This time we have access to the full assortment of Vanguard funds.  Vanguard is also the provider so we are sitting pretty with the ER’s across the board. We don’t get a match, so those…

Leaving Wealthfront Behind


For several years now, we used Wealthfront for our taxable stock accounts.  It is a great service, in fact, I wrote about why I liked it so much a while ago. Well, like everything in life, things change.  And we’ve decided to move all our money away from Wealthfront and into Vanguard to hold our brokerage account. Why did we…

Privilege and Perspective


Privilege This is a hot topic in the FIRE community, and it’s something that we have explicitly tried our best to avoid on this blog.  Not for any reason other than it’s a touchy topic. We like to keep it fairly light around here.  Unfortunately this post isn’t going to be one of those, it might be a little tough…

Making Progress by 1%


I’m getting antsy We just got back from a trip. It was amazing.  And I’m getting ready to go back into the office, I’m struggling. As I prepare to return to the office after two weeks away, I’m just dreading it.  I’m having trouble getting motivated to go.  When can I stop?  Can we quit yet? I keep looking at…

Lessons from One Night in Amsterdam


So, I’m sitting here writing this in the Priority Lounge in Amsterdam.  We’re enjoying a free breakfast, and a free cup of coffee in the airport.  (Thanks Chase Sapphire Reserve Card!!)  But I’m not writing this to talk about all the perks that come from having a great credit card.  Yeah, TSA precheck is nice, priority pass (depending on the…

I’m weird, You should be too


Weirdo. Freak. Misfit. Oddity. All these words have been used to describe me at some point in my life. I don’t know that it’s something to be proud of, and I certainly know that when I was younger it wasn’t something that made puberty any easier. I was always the kid with the big ears that sat in the back…

Bike Ride Part V – Subrogation & Spite


To the typical rebuttal to the frugal way of life, and working toward our FI plans: But, what if you get hit by a bus? Well… I did, only it was a car.  This is Part 5.  You can catch up on Part 1, Part 2,  Part 3 & Part 4. Recap So, I’m sure you’re just as shocked as I am that there…

Half Marathon – Only Half Crazy!


So, there we were, standing there in the cold.  Waiting for the gun to go off and start the race of our lives.  It’s hard to fathom all the time and effort that went into simply reaching this moment.  We’re in the crowd, shoulder to shoulder with people.  BANG!  The gun goes off and the crowd surges forward spilling through…

Whose idea was this Half Marathon Anyway?


At some point in the end of last year, I mentioned to Mr 1500 that we should do a half-marathon as round 2 of our fitness challenge.  It seemed like a great idea.  I was kind of shocked that he actually agreed to it. So, while I have actually been running and training for this thing, I haven’t actually been…

Executing the Elusive Mega Backdoor Roth


Welcome to Part 5 of the FIRE small business series. You can see the Introduction and summary of what we are talking about here.  You should also read the disclaimer: ***Disclaimer *** This is written for educational purposes.  I am writing to explain my understanding of these principles.  Please, do your own research and talk to a licensed professional before…