Author Archives : Mr WoW

Going for A Bike Ride – Part 4


To the typical rebuttal to the frugal way of life, and working toward our FI plans: But, what if you get hit by a bus? Well… I did, only it was a car.  This is Part 4.  You can catch up on Part 1, Part 2 & Part 3. Recap It’s been almost a year since I was run over by a…

Hold Me Accountable


Accountability is the reason that many of us start this whole blogging thing.  It’s amazing the power of putting goals out into the world and seeing an interaction of people with them.  They hold you to it.  It’s so easy for you to just shy away from a difficult task if it’s just you.  But, once you tell someone else,…

Happy National Waffle Day!!!!


Today, August 24th, is National Waffle Day!!  At least here in the US, March 25th is National Waffle Day in Sweden. According to the Smithsonian: On this day in 1869, Cornelius Swarthout of Troy, N.Y. patented his invention, the stove-top waffle iron. While waffles irons of sorts have existed since the 1300s, Swarthout intended to perfect the design by adding a handle…

FIRE is a Marathon


A Marathon History Legend has it that Pheidippides ran from Marathon to Athens to spread word of the Greek victory over the Persians at the Battle of Marathon.    He ran the entire distance and busted into the assembly of the government, proclaimed, “Victory!” and promptly dropped dead on the scene. Apparently, this distance between Marathon and Athens is precisely…

Not all Debt is Bad


Debt is a 4 letter word in the personal finance community.  Rightfully so.  It’s a dangerous drug that can be extremely addictive.  You can get what ever you want with a simple swipe of a card, or a signed piece of paper at the bank. I mean think about this… You take out a 30 year mortgage and depending on…

Side Effects of Enough


Enough.  It sounds like something my parents would say to my sister and I as we were driving down the road to our grandparents house.  Or something Mrs. Wow says to me as I’m trying to make her laugh by dancing in my speedo.  I never really put much thought into what that really meant until recently.  But really applying…

Random Questions With MySonsFather


So, our buddy over at MySonsFather asked us a bunch of random questions.  We returned the favor and gave him a bunch of random answers. He does a lot of great stuff, from killing off debt, to fathering two young sons.  We’re honored to be a part of his random questions series.   You might find something informative, or even entertaining…

Maybe Retirement is the Wrong Term


Retirement is such a loaded word.  When I hear it, and most people hear it, they think of those stupid commercials with the geriatrics sitting on the beach, hobbling after their grand kids. I don’t know that retirement is the word I want to use for what our goal is.  Maybe financial independence?  That’s a good way to put it.…

Vanguard Isn’t Always The Answer


Vanguard is something that people in the FIRE community hold almost as a deity.  Everything is bench marked against Vanguard, and rightfully so.  They are the fore-fathers of low-cost index investing.  They disperse ownership of the firm to the owners of their funds, therefore incentivizing the fund managers to keep costs a low as possible.  Let’s discuss why Vanguard is…

The Cost Effective Time Machine


Riding a motorcycle is one of those great American pastimes.  There’s something very liberating about just being on the open road and feeling the wind brush against you as you race down the highway.  There’s a freedom to it that just doesn’t exist when driving a car.  Yes, you can get a similar feeling riding a bicycle, and I love…