Author Archives : Mr WoW

Special Edition – ChooseFI Podcast


What a special day it is!! Today is a special one. It’s like the 4th of July, only it’s the 24th… of September! We’re guests on the ChooseFI Podcast!!  We’ve listened to this podcast from the beginning and it’s quite an honor to be hosted on the show! We discuss all sorts of things, Travel, Small Business, 401k’s ,and even,…

The Great Debt Debate


Debt is one of those weird things.  It can be useful, if you use it properly.  Most times it’s bad.  It’s kind of like the opiates of personal finance.  Good if used in moderation for the proper purpose, really bad used in any other way. That being said, we have some debt.  Not all that much, but enough. Yeah, that’s…

The Evolution of the Souvenir


If you are like almost everyone, vacations and traveling are something that you get excited to experience for months leading into the trip.  There is planning, buying the tickets and studying the new place you are going.  All this excitement and anxious energy builds up into a crescendo so that when the trip finally arrives, you can hardly believe it’s…

Our Huge Tax Bill… Oops


You know what’s fun during tax season?  A call from your accountant. Why is he calling?  Taxes are due in 2 days, he usually just emails that everything is done, and then we e-sign it. Something must be up. So, I pick up the phone, “Hey, what’s going on?” I just wanted to call to discuss your tax situation with…

Simple Start to 401k For Those That Don’t Care


Well, it’s that time again.  I’m finally eligible for the 401k at my new job.  This one isn’t nearly as terrible as the previous one.  This time we have access to the full assortment of Vanguard funds.  Vanguard is also the provider so we are sitting pretty with the ER’s across the board. We don’t get a match, so those…

Leaving Wealthfront Behind


For several years now, we used Wealthfront for our taxable stock accounts.  It is a great service, in fact, I wrote about why I liked it so much a while ago. Well, like everything in life, things change.  And we’ve decided to move all our money away from Wealthfront and into Vanguard to hold our brokerage account. Why did we…

Privilege and Perspective


Privilege This is a hot topic in the FIRE community, and it’s something that we have explicitly tried our best to avoid on this blog.  Not for any reason other than it’s a touchy topic. We like to keep it fairly light around here.  Unfortunately this post isn’t going to be one of those, it might be a little tough…

Making Progress by 1%


I’m getting antsy We just got back from a trip. It was amazing.  And I’m getting ready to go back into the office, I’m struggling. As I prepare to return to the office after two weeks away, I’m just dreading it.  I’m having trouble getting motivated to go.  When can I stop?  Can we quit yet? I keep looking at…

Lessons from One Night in Amsterdam


So, I’m sitting here writing this in the Priority Lounge in Amsterdam.  We’re enjoying a free breakfast, and a free cup of coffee in the airport.  (Thanks Chase Sapphire Reserve Card!!)  But I’m not writing this to talk about all the perks that come from having a great credit card.  Yeah, TSA precheck is nice, priority pass (depending on the…