Author Archives : Mr WoW

Why Early Retirement Makes You an A**hole


It’s really amazing the vitriol that the FIRE community generates when they are exposed to the main population. That’s impossible, You can’t do that! You’re a bum! Must be nice to be a filthy rich spoiled brat! All of us in this community tend to reply: Hey, it’s not that hard, you just have to want it and make it…

Going For Bike Ride – Part 2


When it comes to the arguments against FI most people always resort back to the tried and true: But, what if you get hit by a bus? Well, I did (er, a car, but still). This is a continuation of Part 1. Before we go further, I want to make it clear. I never intended to sue the girl that hit me,…

The iPhone and My Ignorance


There’s a certain amount of trepidation that comes with experiencing the unknown.  Whether it’s walking into a party and not knowing anyone, or trying out a new skill, everyone has self-doubt. Enter The Interns Mrs. Wow has a profession where she mentors a lot of interns.  She loves teaching them the ropes of the profession and giving them sage financial advice.…

Not all Detours Are Created Equal


Today’s post happens to be a guest post I did for our friend Tonya over at Budget and the Beach. Here’s a glimpse: I’ll begin by telling you a story. It was before we fully went down the FIRE rabbit hole.  At this time we were still somewhat thrifty and attempted to keep costs down, but I digress: Story Time…

Why I Use Wealthfront


I’ve been meaning to write this article for a while, and with the recent revelation that Betterment is upping their cash management rates from .15%  for the highest value accounts to .25% across the board, I guess it’s time.  Even the grand pooba himself has taken to writing about this change.  For me (us), I’ve been using Wealthfront for a while…

Balance – Living vs FIREing


Today, I wanted to talk a little about balance.  I was reading my favorite sub-reddit and an interesting discussion popped up.  Basically, asking the crowd, how do you balance living your life and your fire plans.  And actually, I just read another post about this very thing,  Tonya at Budget & the Beach was talking about deciding to book a…

Accuracy vs Precision 


Being a data guy, I constantly get asked questions about how precise something is or how accurate it is.  Most people tend to use these words interchangeably as if they are synonyms.  When in actuality they mean two very different and distinct things.  Yes, they both pertain to measurements and data and a variety of other things, but there is…

Is a Mega Back Door Roth Worth It?


With the turn of the year, everyone has all these resolutions and goals that they are trying to accomplish.  Some want to save more, some want to lose weight, some want to travel more, you get the idea.  The Mrs and I have our goals for the year and we’ve set some pretty ambitious savings goals, but one thing that…

Lines and Bars


Given the title of this post, I’m sure you thinking we’re going to be discussing how to get into the hottest night club in town.  How to avoid all the lines and cover charges and how to keep your tab under a reasonable number for an evening of boozing with you and all your friends.  Well… sorry to disappoint you.…

The First Step Is Hardest


In my many years on this planet I’ve learned a couple things.  Some are more obvious, some are more personal.  Some are really technical, some are more simple and matter of fact.  But, when it comes to making things happen, there’s one thing that I’ve learned and it’s the first step is the hardest.  I know, I know cliched as…