Author Archives : Mr WoW

Making More Than Waffles


Ahhh, Food, It’s a glorious thing.  It tastes so yummy and fills the tummy at the same time.  If there’s one thing I love it’s food.  It also happens to be one of our largest expenses, but we make efforts to cut that down as much as possible.  There’s some room in the budget for good food, and I guess…

Thoughts On Asset Allocation


Asset allocation is one of the tent poles in building a productive portfolio. In the past, we’ve discussed 3 main ways to build up a portfolio. But, let’s take a look at how we have our assets currently allocated. And then we’ll walk through what our strategy is going forward. Current Allocation Equities (92.5%) – This is currently where we have most…

Heating and Cooling LA


Have you ever heard of those crazy asinine questions that Google and other companies have become notorious for asking in their interview processes? You know what I mean… stupid crap, like this: How many haircuts do you think happen in America every year? OR How many cars travel across a bridge each day? OR Estimate the number of tennis balls…

2018: A Year in Review


We have a tradition here in the Kingdom Of Waffles. We have this journal (See Above) that lives in our holiday decoration box, and every year, at the turn of the year, each of us write a new entry. First we read our entries from the previous year, then we write our new entries independently, only to be read 365…

Maintaining the Up Keep


So, here I sit.  Writing this post, on my birthday, I just got done having a fight with my lovely wife about where our life is going, and what our next steps are. What the fuck is wrong with me?  It’s my birthday, and I’m fighting with my wife over where our life is going?! How did I get here?…

Putting the Personal Back in Personal Finance


Investing strategies are an extremely personal thing.  I started looking at our investment strategy and I wanted to give a little color on what it is and how we think about it. First things first, we are using the market to do most of the heavy lifting at the moment.  We might diversify into some real estate here shortly, but…

Well That Wasn’t What I Was Expecting


Ahh travel… We have a saying in this house. No one remembers when things go exactly as to plan. I mean seriously, who likes a travel story  that goes like this: We showed up and breezed through security.  Then we boarded a flight that was completely uneventful and comfortable.  Then we got to our destination, and the hotel was exactly…

$5MM is a Scary Number


Life is scary.  It’s Halloween after all.  You should be scared. At this point, we’ve all heard the Suze Orman interview on Afford Anything.  And I’m also sure at this point you’ve probably read most of the very judicious responses: Mr Money Mustache: https://www.mrmoneymustache.com/2018/10/05/the-fire-movement/  Coach Carson: https://www.coachcarson.com/suze-orman-fire-movement/ Big Ern: https://earlyretirementnow.com/2018/10/15/suze-orman-vs-fire-movement/ Hell, even Paula herself gave a great rebuttal on her own podcast: http://podcast.affordanything.com/154-youll-need-at-least-10-million-to-retire-early-says-suze-orman/ So,…

Goals, Stoicism and Net Worth


Over the past few months, I’ve become more and more interested in the ancient philosophy of Stoicism.  I’ve read several books and blogs, the philosophy just seems to make sense. The more and more I find out about it, the more and more it I realize just how much it aligns with this whole FI mindset. The Basics The main…

Guest Post – Why You Should Consider Buying a House


Today we have a guest post from Abandoned Cubicle.  It’s a great name, and a great blog.  He goes through all sorts of things, home ownership, bike commuting, general life annoyances.  His writing is funny and irreverent.  Go check him out… and in the meantime, enjoy:    Why should you consider buying a house? If you’re a skeptic of the…