November 27, 2019
So, we’ve been traveling for a while now. We’ve been working on trying to figure out how this whole life works, and see what happens when we give this whole FIRE life a go. But, seeing how this is a financial blog, let’s talk about how we adjusted our finances to prepare for this life change. As many other blogs…
January 30, 2019
Asset allocation is one of the tent poles in building a productive portfolio. In the past, we’ve discussed 3 main ways to build up a portfolio. But, let’s take a look at how we have our assets currently allocated. And then we’ll walk through what our strategy is going forward. Current Allocation Equities (92.5%) – This is currently where we have most…
January 16, 2019
Have you ever heard of those crazy asinine questions that Google and other companies have become notorious for asking in their interview processes? You know what I mean… stupid crap, like this: How many haircuts do you think happen in America every year? OR How many cars travel across a bridge each day? OR Estimate the number of tennis balls…
November 28, 2018
Investing strategies are an extremely personal thing. I started looking at our investment strategy and I wanted to give a little color on what it is and how we think about it. First things first, we are using the market to do most of the heavy lifting at the moment. We might diversify into some real estate here shortly, but…
October 31, 2018
Life is scary. It’s Halloween after all. You should be scared. At this point, we’ve all heard the Suze Orman interview on Afford Anything. And I’m also sure at this point you’ve probably read most of the very judicious responses: Mr Money Mustache: https://www.mrmoneymustache.com/2018/10/05/the-fire-movement/ Coach Carson: https://www.coachcarson.com/suze-orman-fire-movement/ Big Ern: https://earlyretirementnow.com/2018/10/15/suze-orman-vs-fire-movement/ Hell, even Paula herself gave a great rebuttal on her own podcast: http://podcast.affordanything.com/154-youll-need-at-least-10-million-to-retire-early-says-suze-orman/ So,…
October 8, 2018
Today we have a guest post from Abandoned Cubicle. It’s a great name, and a great blog. He goes through all sorts of things, home ownership, bike commuting, general life annoyances. His writing is funny and irreverent. Go check him out… and in the meantime, enjoy: Why should you consider buying a house? If you’re a skeptic of the…
September 12, 2018
Debt is one of those weird things. It can be useful, if you use it properly. Most times it’s bad. It’s kind of like the opiates of personal finance. Good if used in moderation for the proper purpose, really bad used in any other way. That being said, we have some debt. Not all that much, but enough. Yeah, that’s…
August 29, 2018
This week, we did a guest post over on Abandoned Cubicle. We explored the Rule of 15 for Real Estate and seeing how it works. Abandoned Cubicle is another great FIRE blog. Cubert is another bike commuter, and is set to retire in the next year while in his early 40’s. Go take a look and join the debate on…
July 25, 2018
You know what’s fun during tax season? A call from your accountant. Why is he calling? Taxes are due in 2 days, he usually just emails that everything is done, and then we e-sign it. Something must be up. So, I pick up the phone, “Hey, what’s going on?” I just wanted to call to discuss your tax situation with…
July 11, 2018
Well, it’s that time again. I’m finally eligible for the 401k at my new job. This one isn’t nearly as terrible as the previous one. This time we have access to the full assortment of Vanguard funds. Vanguard is also the provider so we are sitting pretty with the ER’s across the board. We don’t get a match, so those…