Putting the Personal Back in Personal Finance


Investing strategies are an extremely personal thing.  I started looking at our investment strategy and I wanted to give a little color on what it is and how we think about it. First things first, we are using the market to do most of the heavy lifting at the moment.  We might diversify into some real estate here shortly, but…

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Well That Wasn’t What I Was Expecting


Ahh travel… We have a saying in this house. No one remembers when things go exactly as to plan. I mean seriously, who likes a travel story  that goes like this: We showed up and breezed through security.  Then we boarded a flight that was completely uneventful and comfortable.  Then we got to our destination, and the hotel was exactly…

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$5MM is a Scary Number


Life is scary.  It’s Halloween after all.  You should be scared. At this point, we’ve all heard the Suze Orman interview on Afford Anything.  And I’m also sure at this point you’ve probably read most of the very judicious responses: Mr Money Mustache: https://www.mrmoneymustache.com/2018/10/05/the-fire-movement/  Coach Carson: https://www.coachcarson.com/suze-orman-fire-movement/ Big Ern: https://earlyretirementnow.com/2018/10/15/suze-orman-vs-fire-movement/ Hell, even Paula herself gave a great rebuttal on her own podcast: http://podcast.affordanything.com/154-youll-need-at-least-10-million-to-retire-early-says-suze-orman/ So,…

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A Tale of Two Races


The Beginning Before I jump in, I wanted to give a shout out to the Happy Philosopher, since this post was born out of a chat I had with him at last year’s FinCon. It’s funny how a simple mention of a story while talking with a friend can lead into a full on discussion about life. Thanks HP for providing…

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Goals, Stoicism and Net Worth


Over the past few months, I’ve become more and more interested in the ancient philosophy of Stoicism.  I’ve read several books and blogs, the philosophy just seems to make sense. The more and more I find out about it, the more and more it I realize just how much it aligns with this whole FI mindset. The Basics The main…

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Staying in Shape Without a Fancy Gym Membership


Changes on the Path the FI   Since starting on the path to financial independence, there have been a lot of changes in the waffle household. Fortunately for you, most of these changes I have already written about. These changes include how I: reduced my phone bill learned to compost started decluttering cut back on my carbon footprint started a…

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Guest Post – Why You Should Consider Buying a House


Today we have a guest post from Abandoned Cubicle.  It’s a great name, and a great blog.  He goes through all sorts of things, home ownership, bike commuting, general life annoyances.  His writing is funny and irreverent.  Go check him out… and in the meantime, enjoy:    Why should you consider buying a house? If you’re a skeptic of the…

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