Our Huge Tax Bill… Oops


You know what’s fun during tax season?  A call from your accountant. Why is he calling?  Taxes are due in 2 days, he usually just emails that everything is done, and then we e-sign it. Something must be up. So, I pick up the phone, “Hey, what’s going on?” I just wanted to call to discuss your tax situation with…

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Simple Start to 401k For Those That Don’t Care


Well, it’s that time again.  I’m finally eligible for the 401k at my new job.  This one isn’t nearly as terrible as the previous one.  This time we have access to the full assortment of Vanguard funds.  Vanguard is also the provider so we are sitting pretty with the ER’s across the board. We don’t get a match, so those…

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Happy (Financial) Independence Day!


Hey Wafflers and Happy Financial Independence Day!   Regardless if you are already FI, close to it, or still grinding away, today is a great day to celebrate where you are on your journey. Take a minute to reflect and smile because of everything you have done so far. We wanted to personally thank you for taking time out of…

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Leaving Wealthfront Behind


For several years now, we used Wealthfront for our taxable stock accounts.  It is a great service, in fact, I wrote about why I liked it so much a while ago. Well, like everything in life, things change.  And we’ve decided to move all our money away from Wealthfront and into Vanguard to hold our brokerage account. Why did we…

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OT on FIRE


Wandering the Path to Financial Independence as an Occupational Therapist   The longer I wander down the path to financial independence, the more I find people from various different professions.  Many of which are in tech or software development, accounting or finance, or are lawyers, doctors, or physicians. I’ve even found a bunch of physical therapists who are pursuing FI. But…

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Privilege and Perspective


Privilege This is a hot topic in the FIRE community, and it’s something that we have explicitly tried our best to avoid on this blog.  Not for any reason other than it’s a touchy topic. We like to keep it fairly light around here.  Unfortunately this post isn’t going to be one of those, it might be a little tough…

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Making Progress by 1%


I’m getting antsy We just got back from a trip. It was amazing.  And I’m getting ready to go back into the office, I’m struggling. As I prepare to return to the office after two weeks away, I’m just dreading it.  I’m having trouble getting motivated to go.  When can I stop?  Can we quit yet? I keep looking at…

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Adventures in Anony-Blogging


We’ve Been Outed   As you could tell from Mr. Wow’s latest post, we are wandering again.  Because of this, today’s post will be a short, but fun one.  It all happened a few months back.   Tales of Being an Anonymous Blogger   Like many others in this blogosphere, the Mr and I have chosen to remain anonymous.  While…

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