We were in an interesting spot in life. A few big changes had already occurred and we were looking to make a few more.
During and after college, we had both lived with roommates. Then we both found ourselves individually enjoying the life of having a one bedroom apartment without roommates. It was glorious!
But then Mr. Wow (boyfriend Wow at the time) entered the picture and after dating for awhile, we decided to forgo our separate places and
Fast forward a few years and we found ourselves acquiring two more roommates. But it wasn't pets or kids or friends that were in a tight spot...
We actually moved in with my parents.
I'm sure you are probably wondering who in their right mind would ever willingly move back in with their parents as a married couple?
Well, we totally did.
And this wasn't due to any health issues on their part. It also wasn't a result of a desperate financial situation for us. Although it had a financial undertone, it was 100% voluntary.
First, let me explain the situation we were in.
Our Pad
Prior to the move, we lived in an cute, beach front apartment that had a huge view of the ocean. The view was unbeatable!
Yep, this was what we saw from our couch!
There were times that it was so sunny in our living room that we needed sunglasses and sunscreen just to sit on our couch. We were steps from the sand and from a slew of bars, restaurants and shops. [Sidenote: If you listened to our latest podcast interview THAT bar was only 2 blocks from our place.] It was perfect for two late 20s- early 30 year olds.
On the surface, this place was awesome. To this day, we still have friends ask why we ever moved from that "great" place.
But the beach pad definitely had some sharks in the shallows. And a sky-high monthly rent meant that it wouldn't take many sightings to send us to another beach.
The first thing of notice was the entry stairs. They were slowly falling apart and Mr. Wow actually stepped through one as he was walking up one evening.
Then we noticed holes in our floors. Low and behold, we had a termite infestation.
The kicker was when we found **trigger warning** termite larva in plates and bowls in the cabinets. It was just gross!
Being renters, we brought this up to our landlord. And yes, we actually put the larvae into a plastic bag to show her exactly what we were dealing with. She then left us a can of raid to fix the problem. Needless to say, it didn't.
Domestic Violence
Not only did we have unwanted critters crawling up through our floors and joining us for breakfast in our cereal bowls, but we also got front row seats to an ongoing show of domestic disturbances happening in the apartment below us.
To put it lightly, our neighbors were experiencing some relationship woes. Doors slamming, dishes breaking, incessant yelling, blood curtailing screaming and endless bouts of crying were sounds that became a usual occurrence.
Then came the police, again and again and again.
Unfortunately, our front door was the one closest to the street so in the beginning, the police came pounding on our door at all hours of the day and night.
On one Sunday afternoon, the neighbors were at it and bad. I was trying to go about my day and in the process of baking some cookies, while Mr. Wow found himself a nice spot on the couch and took a nap.
Bang!
The whole apartment shook from the door slamming shut. Yelling ensued. It was quiet for a few minutes and then...
Bam, bam, bam!
I thought our front door had been broken down it was so loud. Alas, it was the police.
Quite startled, I opened the door.
"Is there a problem here?" they ask.
"Just trying to figure out if I should make chocolate chip or sugar cookies" I said as I pointed them downstairs.
By the way, despite how loud it was, Mr. Wow slept through the whole thing.
On the worst week, the police were called pretty much every day. It was happening in the middle of the day or the middle of the night and it was getting out of hand.
Work Life
There were also some big changes happening within our professional lives too. Mr. Wow's company at the time had been recently acquired. Although he received a nice payout, it also meant that his position was made redundant.
He was given 2 months to find another job. This would be the first time in his adult life that he would not have a job.
What was he to do?
For some time, he had considered signing up for a coding bootcamp. Being that he finally had the opportunity, he found a local course he liked, applied, got in, and started a week after his last day of work.
His course schedule consisted of 15+ hour days, 6-7 days a week for 12 weeks. Basically meaning that I wasn't going to see him.
As for me, my company had taken off and I was working crazy, long days as well.
The Financials
During the 12 weeks that Mr. Wow would be at the course, he would not be bringing in any income. But since we had already set ourselves up, he was able to take this opportunity without it being a question as to whether or not we could afford it.
The two of us could continue to live comfortably on just one income NBD.
But we were unhappy with our living situation. We were paying way too much rent for the crappy neighbors and creepy crawlies.
One night driving home from work, some thoughts rummaged through my mind.
- It was time to move.
- Maybe we could save some money while Mr. Wow attended the course.
- It would be nice to have someone around since he's going to be gone those weeks.
It was time for a change
And like Mr. Wow had always said, it takes a little discomfort to make a big change.
Hmm, what could we do?
I had an idea.
Maybe we could move in with my parents?
Their house is big enough. It's within the right geographical area. We'd save a sh*t ton on rent. And I would actually have some people to hang out with while he was gone. Seemed like a win-win-win in my book.
But Mr. Wow was going to think that I was crazy. Hell, I most likely am. But I mustered up the courage and told him my idea.
To my surprise, he thought it was a great idea. Ok, maybe not a great idea, but he agreed that it might actually work.
In effort to keep this post a decent length, I have decided to write a follow-up post with the details. Stayed tuned to find out if the reality matched our exceptations.
But in the mean time, I'm curious who else has done something crazy in order to save money? Anyone else moved in with their parents long after they should be moving back in?
💬 29 comments
When we moved back to MI, we moved in with my parents to figure out our next step (rent? buy?). It made our cross country move easier because we just focused on packing up and leaving vs. setting up logisitcs in our new home, but it was a bit odd to be back with my parents... with my husband and son! But it all worked out well and we were there for about 3 months until we closed on our house :)
Domestic violence is tough to be surrounded by. I am sure you want to help but there is not much I would know how to do. Thanks for sharing.
It doesn't help when the DV parties involved were drunk or hopped up on drugs and couldn't even be reasoned with during their tiffs. I wanted to help, but there really was nothing that I could do.
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When we moved out of that place, the landlord pretty much slapped a coat of paint on the walls and then turned around and rented it out for $700+ more than what we were paying. Absolutely ridiculous!
I couldn't bring myself to move in with my parents at this stage, but it's nice that you have the kind of relationship that it is doable. I did that for a short stint when I got back from hiking and it was horrid. My mom and stepdad tried to enact curfew, I was 21, and some other things that made it unliveable pretty quickly, so I moved. Wins for everyone!
Looking forward to the follow up post(s)!
Curfew? Really? That's awful. Luckily we didn't have any of that when we were there.
Way back when, I ran out of tuition money in college during my masters degree and moved home for a couple months whilst waiting for the next raft of student loans... only a week or so into it, I got a call to go do a paid internship so I moved back to my college and did that instead. All for the best - love my folks, but I felt better to be off and working.
Nice to have the option to move back when you needed it!
Second time, a few months ago. I moved back for my job and my husband stayed in the old city for 2 months without me. In total we were apart 6 weeks. I lived with my in-laws for 6 weeks. As soon as my husband turned in the keys to our old apartment, we were out of my in-laws. Once again, we could not live under one roof. Too crazy...
Maybe it works for some. But for us, living with family is just not do able, even if we save money. We like to live by ourselves.
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Compared to years later when I moved out and had to pay for two separate households, I made tons of progress keeping one combined household. And I saved a bit on taxes as the head of household filer.
Once we sell our house we're moving in with Mr. G's parents while our new home is built. From the logistical side it puts no pressure on us to sell our house by a specific date or accept a bad offer. It also allows us to be close by our property during the building process.
Financially, it certainly will create savings because we already spoke to my in-laws about paying rent and they said absolutely not.
Kudos to you for making a not so easy choice in moving back in with the folks. I really like what Mr. Wow said, "it takes a little discomfort to make a big change." It sure does.
I too moved back in with my parents after leaving the nest. I moved in at the lovely age of 44 to clean up my debt once and for all. In addition to practicing financial discipline, I got to work on things like patience, forgiveness, and self-control ;-). All in all it was totally worth it.
Glad you guys decided to pick the most pragmatic solution and move in with your parents. As much as I love my parents, there is zero chance in Hell in would ever move in with them...there would just be WAY too much fighting. But it says a lot about how great your relationship is with your parents that you can do that. Curious to read part 2 to see how it turned out!
Sometimes you just have to get your feet under yourself first. You're very lucky to have parents that were willing to take you in after you became adults.
Sometimes this is called a "failure to launch", but I believe it's becoming far more 'normal'.