The Evolution of the Souvenir


If you are like almost everyone, vacations and traveling are something that you get excited to experience for months leading into the trip.  There is planning, buying the tickets and studying the new place you are going.  All this excitement and anxious energy builds up into a crescendo so that when the trip finally arrives, you can hardly believe it’s…

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MythBusters: Composting Edition


Five lessons we have learned since starting to compost.  Let’s bust some myths.   Guys, I have an announcement to make. We have been legit composters for 1 1/2 years now. Can you believe it?   And not only are we legit, we have actually been successful too.  Damn, it feels good to be a ganster composter.     For people…

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Our Huge Tax Bill… Oops


You know what’s fun during tax season?  A call from your accountant. Why is he calling?  Taxes are due in 2 days, he usually just emails that everything is done, and then we e-sign it. Something must be up. So, I pick up the phone, “Hey, what’s going on?” I just wanted to call to discuss your tax situation with…

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Simple Start to 401k For Those That Don’t Care


Well, it’s that time again.  I’m finally eligible for the 401k at my new job.  This one isn’t nearly as terrible as the previous one.  This time we have access to the full assortment of Vanguard funds.  Vanguard is also the provider so we are sitting pretty with the ER’s across the board. We don’t get a match, so those…

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Happy (Financial) Independence Day!


Hey Wafflers and Happy Financial Independence Day!   Regardless if you are already FI, close to it, or still grinding away, today is a great day to celebrate where you are on your journey. Take a minute to reflect and smile because of everything you have done so far. We wanted to personally thank you for taking time out of…

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Leaving Wealthfront Behind


For several years now, we used Wealthfront for our taxable stock accounts.  It is a great service, in fact, I wrote about why I liked it so much a while ago. Well, like everything in life, things change.  And we’ve decided to move all our money away from Wealthfront and into Vanguard to hold our brokerage account. Why did we…

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OT on FIRE


Wandering the Path to Financial Independence as an Occupational Therapist   The longer I wander down the path to financial independence, the more I find people from various different professions.  Many of which are in tech or software development, accounting or finance, or are lawyers, doctors, or physicians. I’ve even found a bunch of physical therapists who are pursuing FI. But…

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Privilege and Perspective


Privilege This is a hot topic in the FIRE community, and it’s something that we have explicitly tried our best to avoid on this blog.  Not for any reason other than it’s a touchy topic. We like to keep it fairly light around here.  Unfortunately this post isn’t going to be one of those, it might be a little tough…

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