Not all Debt is Bad

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Debt is a 4 letter word in the personal finance community.  Rightfully so.  It’s a dangerous drug that can be extremely addictive.  You can get what ever you want with a simple swipe of a card, or a signed piece of paper at the bank. I mean think about this… You take out a 30 year mortgage and depending on…

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Side Effects of Enough

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Enough.  It sounds like something my parents would say to my sister and I as we were driving down the road to our grandparents house.  Or something Mrs. Wow says to me as I’m trying to make her laugh by dancing in my speedo.  I never really put much thought into what that really meant until recently.  But really applying…

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Random Questions With MySonsFather

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So, our buddy over at MySonsFather asked us a bunch of random questions.  We returned the favor and gave him a bunch of random answers. He does a lot of great stuff, from killing off debt, to fathering two young sons.  We’re honored to be a part of his random questions series.   You might find something informative, or even entertaining…

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Maybe Retirement is the Wrong Term

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Retirement is such a loaded word.  When I hear it, and most people hear it, they think of those stupid commercials with the geriatrics sitting on the beach, hobbling after their grand kids. I don’t know that retirement is the word I want to use for what our goal is.  Maybe financial independence?  That’s a good way to put it.…

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Vanguard Isn’t Always The Answer

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Vanguard is something that people in the FIRE community hold almost as a deity.  Everything is bench marked against Vanguard, and rightfully so.  They are the fore-fathers of low-cost index investing.  They disperse ownership of the firm to the owners of their funds, therefore incentivizing the fund managers to keep costs a low as possible.  Let’s discuss why Vanguard is…

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The Cost Effective Time Machine

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Riding a motorcycle is one of those great American pastimes.  There’s something very liberating about just being on the open road and feeling the wind brush against you as you race down the highway.  There’s a freedom to it that just doesn’t exist when driving a car.  Yes, you can get a similar feeling riding a bicycle, and I love…

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The Quest for 1,000,000 UR Points

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Credit Card churning is something that goes hand-in-hand with the whole FIRE and slow travel mentality.  If you are going to be traveling around and there’s a company out there that will give you a handsome sum to do something you are doing anyway, why not?  At the moment we’re approaching 1 Million Chase Ultimate Rewards points, and here’s some…

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Guest Post: You Get What You Pay For

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Our post this week come from Mrs. PickyPincher over at pickypinchers.com.  They’re working their way from debt to FIRE and documenting all the trials and lessons they are coming across as they go.  She was kind enough to help us out and let us know that you should really consider all the costs to what you are buying.  Some times it…

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Going For a Bike Ride- Part 3

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To the typical rebuttal to the frugal way of life, and working toward our FI plans: But, what if you get hit by a bus? Well… I did, sort of.  This is Part 3.  You can catch up on Part 1 & Part 2. Here’s a brief update on what’s happened since the last installment: There’s been no movement on the…

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Mother’s Day Special: Helping My Mom Save Money

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Let’s be honest, if you are reading this, you’ve probably come across some great ways to cut back on spending and save some serious cash.  I’m sure you’ve already implemented many things within your daily life to accomplish this.  There are many major ways to get your finances in order that take time and knowledge in order to complete.  However, there…

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