Author Archives : Mr WoW

Why I Use Wealthfront


I’ve been meaning to write this article for a while, and with the recent revelation that Betterment is upping their cash management rates from .15%  for the highest value accounts to .25% across the board, I guess it’s time.  Even the grand pooba himself has taken to writing about this change.  For me (us), I’ve been using Wealthfront for a while…

Balance – Living vs FIREing


Today, I wanted to talk a little about balance.  I was reading my favorite sub-reddit and an interesting discussion popped up.  Basically, asking the crowd, how do you balance living your life and your fire plans.  And actually, I just read another post about this very thing,  Tonya at Budget & the Beach was talking about deciding to book a…

Accuracy vs Precision 


Being a data guy, I constantly get asked questions about how precise something is or how accurate it is.  Most people tend to use these words interchangeably as if they are synonyms.  When in actuality they mean two very different and distinct things.  Yes, they both pertain to measurements and data and a variety of other things, but there is…

Is a Mega Back Door Roth Worth It?


With the turn of the year, everyone has all these resolutions and goals that they are trying to accomplish.  Some want to save more, some want to lose weight, some want to travel more, you get the idea.  The Mrs and I have our goals for the year and we’ve set some pretty ambitious savings goals, but one thing that…

Lines and Bars


Given the title of this post, I’m sure you thinking we’re going to be discussing how to get into the hottest night club in town.  How to avoid all the lines and cover charges and how to keep your tab under a reasonable number for an evening of boozing with you and all your friends.  Well… sorry to disappoint you.…

The first step is hardest


In my many years on this planet I’ve learned a couple things.  Some are more obvious, some are more personal.  Some are really technical, some are more simple and matter of fact.  But, when it comes to making things happen, there’s one thing that I’ve learned and it’s the first step is the hardest.  I know, I know cliched as…

Keeping Goals Top of Mind


Setting goals is something that everyone needs to do.  When it comes to becoming financially independent, goal setting is something that is vital.  You need to plan out your path, you need to understand how you are going to get where you want to go, and you need to lay out the steps along the way.  I’m sure, like us,…

The Tax Is Right


Let’s reminisce a little bit, remember when you stayed home from school sick and you sat around and watched all those silly game shows that were on during the day?  You would watch, Let’s Make a Deal and The Price is Right, yelling at the TV, telling the people what the answer should be.  You always knew that if you…

Going For A Bike Ride – Part 1


Ever since we started this whole path towards FI, and even a couple years before that, I have been riding a bike on my commute (like a good little Mustachian).  From our old house it was actually 17 miles each way, most of which was along a beach path in Los Angeles.  It was pretty fantastic; I’d leave and a half…