Author Archives : Mr WoW

The Epic Battle Against The Ball Gag 401k


One of the first things that I do when I start a new job, like any rationally-minded person is check out the company’s package.  My past job had a 401k plan that looked reasonable enough.  They matched up to a certain percent (I believe it was 4%) after you had spent a year there and that was 100% vested.  So, really…

What We’ve Learned from Blogging for 6 Months


I was flipping through our posts the other day… just scanning to see what it looks like. I came to realize, It’s been 6 months since we started!?!? Yup, our first post went up on Oct 23rd of 2016. Hooray!!!  We’ll celebrate with half a waffle!!! We’re definitely still learning, and trying to find our voice and place in this crazy…

The Craziness of Real Estate in LA


So, I had lunch yesterday with some friends.  These are close friends that we’ve known for quite a while.  It was nice, I haven’t seen them in a while, and they are moving into an apartment together. (CONGRATS!) Moving is just such a painful, excruciating time.  But, it came up that they want to buy a place and they are looking…

Why Early Retirement Makes You an A**hole


It’s really amazing the vitriol that the FIRE community generates when they are exposed to the main population. That’s impossible, You can’t do that! You’re a bum! Must be nice to be a filthy rich spoiled brat! All of us in this community tend to reply: Hey, it’s not that hard, you just have to want it and make it…

Going For Bike Ride – Part 2


When it comes to the arguments against FI most people always resort back to the tried and true: But, what if you get hit by a bus? Well, I did (er, a car, but still). This is a continuation of Part 1. Before we go further, I want to make it clear. I never intended to sue the girl that hit me,…

The iPhone and My Ignorance


There’s a certain amount of trepidation that comes with experiencing the unknown.  Whether it’s walking into a party and not knowing anyone, or trying out a new skill, everyone has self-doubt. Enter The Interns Mrs. Wow has a profession where she mentors a lot of interns.  She loves teaching them the ropes of the profession and giving them sage financial advice.…

Not all Detours Are Created Equal


Today’s post happens to be a guest post I did for our friend Tonya over at Budget and the Beach. Here’s a glimpse: I’ll begin by telling you a story. It was before we fully went down the FIRE rabbit hole.  At this time we were still somewhat thrifty and attempted to keep costs down, but I digress: Story Time…

Why I Use Wealthfront


I’ve been meaning to write this article for a while, and with the recent revelation that Betterment is upping their cash management rates from .15%  for the highest value accounts to .25% across the board, I guess it’s time.  Even the grand pooba himself has taken to writing about this change.  For me (us), I’ve been using Wealthfront for a while…

Balance – Living vs FIREing


Today, I wanted to talk a little about balance.  I was reading my favorite sub-reddit and an interesting discussion popped up.  Basically, asking the crowd, how do you balance living your life and your fire plans.  And actually, I just read another post about this very thing,  Tonya at Budget & the Beach was talking about deciding to book a…

Accuracy vs Precision 


Being a data guy, I constantly get asked questions about how precise something is or how accurate it is.  Most people tend to use these words interchangeably as if they are synonyms.  When in actuality they mean two very different and distinct things.  Yes, they both pertain to measurements and data and a variety of other things, but there is…